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Rideshare Insurance
Drive with confidence and safeguard every trip with rideshare insurance tailored just for you. Join thousands of drivers who’ve found better deal and greater peace of mind.
What is Rideshare Insurance?
Rideshare insurance is specialised car insurance tailored for drivers working for rideshare companies. Unlike personal auto insurance, rideshare insurance covers the specific risks encountered by drivers using their personal cars for business purposes. This coverage ensures that drivers are safeguarded during all stages of their ridesharing operations—from awaiting ride requests to transporting passengers to their destinations.
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Rideshare Cover That Works as Hard as You Do
Confidence in Every Journey
Get coverage that moves with you. P2P Insurance links drivers to insurers offering personalised protection where traditional policies fall short.
Coverage That
Fits
P2P Insurance connects drivers with personalised coverage, so you only pay for what you need, adapted to your schedule, no matter how unique.
Support You Can Count On
P2P Insurance connects drivers with trusted partners for fast claims resolution and expert support, so you're back on the road quickly and keep earning without delays.
Why do I need rideshare
insurance?
Personal car insurance policies typically do not provide coverage for accidents or damages that happen while you are driving for rideshare services. Rideshare insurance covers you throughout the ridesharing process, including:
- When your ridesharing app is running, but you have no passengers in your vehicle.
- Whilst en route to collect your passenger.
- During the trip, when your rideshare passengers are in the car.
Having the right insurance protects you from costly liability claims, medical bills, and car repairs.
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Get the Rideshare Cover You Need
P2P Insurance connects rideshare drivers with coverage tailored to their needs. From comprehensive and third-party to personal accident and public liability protection.
Third Party Property Damage
If your car damages someone else's property in a covered event, Third Party Property Damage Cover will pay for it.
Personal Accident
If you are hurt while working as a rideshare driver, Personal Accident Cover will help you pay for your injuries.
Public Liability
If someone else is hurt or their property is harmed because of your rideshare driving, public liability cover will protect you.
Get Rideshare Cover in 3 Easy Steps
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How much does Rideshare Insurance Cost?
Your journey is unique, so is your insurance. In Australia, rideshare cover is designed around your vehicle, driving history, and lifestyle, giving you the right protection without paying for what you don’t need.
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Rideshare insurance cover thoughout Australia
Whether you're based in Adelaide, Canberra, Sydney, Perth, Brisbane or throughout regional Australia, we've got you covered.
Get insuranceFrequently asked questions.
Does my personal auto insurance cover ridesharing?
Usually, no. Most personal policies exclude coverage when the vehicle is used commercially.
How much does rideshare insurance cost?
Costs depend on your location, driving history, vehicle type, and how often you drive for rideshare.
What insurance do I need for ridesharing?
Rideshare platforms like Uber, Didi and Ola have specific insurance requirements for drivers. For example, DiDi requires that drivers have a current third-party damage or comprehensive insurance cover in addition to CTP (Compulsory Third Party) Insurance.
What happens if I don't have the right insurance?
If you’re involved in an accident and don’t have the right insurance policy for the rideshare platform you’re driving for, your insurer may deny the claim. This would leave you financially responsible for any damage and injuries caused in the accident.
What if my current insurer doesn't cover ridesharing?
If your current insurance policy or insurer doesn’t cover ridesharing, you'll need to switch to a different policy or find an insurer that offers rideshare coverage that meets your requirements.
Frequently asked questions.
How does your coverage differ from standard personal auto insurance?
P2P Insurance connects commercial drivers with specialised coverage partners who secure every phase of their work, whether waiting for a fare, transporting passengers, or making deliveries. This ensures tailored protection at every stage of the journey.
Am I protected while I'm waiting for a ride request or delivery?
When the app is on but no fare is in sight, P2P Insurance ensures drivers aren't left vulnerable. By connecting them with specialised coverage partners, drivers stay protected during every idle moment between rides.
Can I use the same policy for both personal and commercial driving?
P2P Insurance connects drivers with flexible coverage solutions that adapt to every journey, whether running personal errands or completing paid trips. This unified approach means there's no need for multiple policies, allowing drivers to enjoy seamless protection no matter the distance.
How do I file a claim if something happens on the road?
P2P Insurance's online portal offers operators instant access to your trusted coverage partner, enabling seamless claims submissions that keep you safeguarded on the road.
Does your coverage extend to car hire or rental scenarios?
P2P Insurance connects commercial transport operators with tailored coverage partners, whether managing a single vehicle or an entire fleet. This approach ensures that both operators and their customers remain safeguarded every part of the journey.
Get in touch with us.
Have questions about coverage, claims, or anything in between? Our experienced staff are just a click or call away-reach out and let us guide you to complete peace of mind.
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