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Taxi Insurance
If you're a taxi driver, the special requirements of your role mean standard car insurance just won’t cut it. At P2P Insurance, we help Australian taxi drivers get the right level of protection to cover your vehicle, your passengers, and yourself every time you’re on the road.
Note: P2P insurance isn’t affiliated with any taxi company or app. We provide independent taxi insurance
solutions designed specifically for taxi drivers in Australia.
Why Taxi Drivers Need Specialist Insurance
Driving a taxi means spending long hours on the road and picking up unfamiliar passengers, which means you face higher risks than the average driver. Not only won’t personal car insurance cover you for commercial use or any passenger-related incidents, it just isn’t designed to cover you for the unique risks that come with every trip.
That’s why vehicle insurance tailored to the unique risks that taxi drivers face is essential. Unlike standard personal car insurance that won't help you stay compliant with the strict regulations in Australia, tailored taxi driver insurance is designed to help you avoid unnecessary expenses that could impact your livelihood if something goes wrong on the job.
Taxi Insurance
Designed for What You Do
P2P Insurance offers tailored insurance solutions designed specifically for taxi drivers. Whether you’re looking for full comprehensive cover, third-party property protection, or personal accident and public liability insurance, we help you find the right policy to suit your driving needs and budget. Let P2P insurance connect you with a tailored taxi insurance cover that lets you drive with confidence, from pickup to drop-off.
Third Party Property Damage
Essential cover that takes care of the costs if your taxi damages another person’s car or property during a covered accident.
Personal
Accident
If you’re injured while behind the wheel, Personal Accident Cover can help cover the costs associated with your injuries.
Public
Liability
Provides protection against the associated legal and compensation costs if a passenger or third party is injured, or if property is damaged as a result of your taxi service.
Get Covered in 3 Easy Steps
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How Much Does Taxi Insurance Cost?
Your journey is one of a kind, and your insurance should be too. In Australia, taxi coverage is tailored to your vehicle, driving record, and lifestyle, ensuring you get the protection that fits you without paying for unnecessary extras.
Get a quoteTaxi Insurance that Goes the Extra Mile
Peace of Mind on Every Drive
No matter how much time you spend on the job, tailored taxi car insurance provides protection that standard car insurance can't match.
Flexible Insurance Terms
So you only pay for what you need, we help you find flexible cover options that suit your driving schedule and lifestyle.
Support That Keeps You Moving
We match you with insurers offering fast claims, responsive support, and reliable service so you can get back on the road quickly.
Taxi cover throughout Australia
Whether you drive a cab in Sydney, Melbourne, Brisbane, Perth, Adelaide, or regional Australia, P2P Insurance has you and your taxi covered nationwide.
Get insuranceFrequently asked questions.
Do I need special insurance to drive a taxi?
Yes. Standard car insurance doesn’t cover commercial passenger work. Taxi insurance gives you proper protection while you’re carrying paying passengers.
Does personal car insurance cover me when driving a taxi?
No. As personal car insurance policies exclude business use, without taxi-specific insurance cover, you could be left paying the full cost of an accident.
What types of cover are essential for taxi drivers?
At a minimum, you need third-party property damage and public liability cover. However, most taxi drivers take out comprehensive insurance, which includes essentials such as personal accident protection.
Does taxi insurance have high premiums?
Taxi insurance usually costs more than standard car insurance, but that's because it’s designed to cover the higher risks associated with commercial driving. The premiums you pay depend on your vehicle, record, and location.
What happens if I need to make a claim?
If you’re in an accident while working, contact your insurer straight away. To help your claim get processed as quickly and accurately as possible, provide all the details, like whether you had passengers in your taxi at the time or were waiting for a fare.
Have questions about coverage, claims, or anything in between? Our experienced staff are just a click or call away-reach out and let us guide you to complete peace of mind.
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