Uber Insurance

If you're driving for Uber, your personal car insurance may fall short. P2P Insurance brokers tailored rideshare coverage for Australian drivers, connecting you with insurers who protect you, your vehicle, and your passengers beyond the platform’s limited policy.

Note: P2P Insurance is not affiliated with Uber. We provide independent insurance broking
services for drivers using the Uber app in Australia.

Why Uber Drivers Need Specialised Insurance

As an Uber driver, you need more than just regular car insurance to protect yourself legally and financially. You need ridesharing insurance. This kind of coverage is meant to protect against certain hazards that come with driving for a living. It should cover damage to your own car as well as harm you might do to other cars or property while you're working. It also needs to cover injuries to other people, which is essential so that you aren't left unprotected in case of an accident.

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Get the UberInsurance You Need

Driving with Uber? P2P Insurance helps you find the right cover, from comprehensive and third-party to personal accident and public liability. We’re a broker, so we match you with insurers who understand rideshare, letting you drive with peace of mind.

Third Party Property Damage

If your car causes damage to someone else’s property during a covered incident, Third Party Property Damage Cover will take care of the costs.

Personal
Accident

If you’re injured while working as an Uber driver, Personal Accident Cover can help cover the costs associated with your injuries.

Public
Liability

If someone is injured or their property is damaged as a result of your Uber driving, Public Liability Cover provides protection against the associated legal and compensation costs.

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How much does Uber Vehicle Insurance Cost?

Your journey is unique, so is your insurance. In Australia, rideshare cover is designed around your vehicle, driving history, and lifestyle, giving you the right protection without paying for what you don’t need.

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Protection for Uber Drivers Who Go the Extra Mile

Peace of Mind on Every Drive

Just getting started or already clocked hundreds of Uber trips? P2P Insurance helps you find coverage that goes beyond the basics so you're protected every step of the drive.

Insurance on Your Terms

P2P Insurance helps you find coverage that adapts to your driving hours to ensure you’re protected without overpaying.

Support Built Around You

A claim shouldn’t keep you parked. P2P Insurance connects you with insurers who offer fast, reliable support so you’re back on the road and earning in no time.

Uber cover throughout Australia

Whether you’re based in Adelaide, Canberra, Sydney, Perth, Brisbane, or anywhere across regional Australia, we’ve got you covered.

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Frequently asked questions.

Do I need special insurance to drive for Uber?

Yes. Most personal car insurance policies don’t cover rideshare driving. To be properly protected while using the Uber app, you need rideshare-specific insurance that covers you during passenger trips and while waiting for ride requests.

Can I use my personal car insurance for Uber driving?

Typically, no. Most personal policies exclude commercial or rideshare activities. Driving for Uber without proper rideshare insurance could leave you financially exposed if you have an accident.

What types of coverage should I consider as an Uber driver?

Key coverages include third-party property damage, comprehensive vehicle insurance, personal accident protection, and public liability cover. Optional extras like hire car replacement and windscreen repair can also be valuable.

How does rideshare insurance affect my premiums?

Rideshare insurance premiums vary based on factors like your vehicle type, driving history, location, and how many hours you drive for Uber. Although it may cost more than standard insurance, it provides the protection you need for your commercial driving activities.

What should I do if I need to make a claim while driving for Uber?

If you get into an accident while driving for Uber, call your insurance company asap. Tell them if you were waiting for a ride, on a ride, or not online. These things are usually covered under your rideshare policy, and prompt, precise reporting helps you get back on the road faster.

Get in touch with us.

Have questions about coverage, claims, or anything in between? Our experienced staff are just a click or call away-reach out and let us guide you to complete peace of mind.