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Courier Insurance
Whether you're a full-time contractor, do deliveries part-time or have your own courier business, safeguarding your vehicle, packages – and, of course, yourself – isn’t something to take lightly. With courier insurance for cars, vans and motorbikes through P2P insurance, you get peace of mind knowing you’re covered on every delivery.
Why Couriers Need Specialised Vehicle Insurance
Courier work can involve long days behind the wheel and is vulnerable to the hazards inherent to inner-city areas where accidents involving courier drivers are common. What’s more, as couriers, delivery drivers and riders are deemed independent contractors under Australian Law, you’re not eligible for workers’ compensation or covered by occupational work, health and safety laws.
Courier auto insurance protects couriers, delivery drivers and riders from financial losses caused by accidents, damage and theft. It also helps to keep you compliant with legislation for drivers, and covers you for liability if a third party is injured in an accident.
Make the road ahead safer with courier insurance
P2P Insurance offer tailored courier insurance solutions to suit all vehicles, contractor arrangements and business models, so you can focus on the road ahead. Whatever your situation, from owner operators to part-time delivery drivers, we'll help you get the courier insurance you need.
As insurance brokers with a strong commitment to cost-efficiency, expert guidance, and streamlined claims, we help you choose the right mix of policies to meet your needs. Our car, motorcycle and van courier insurance solutions include comprehensive and third-party vehicle insurance, personal accident protection, and public and products liability insurance.
Vehicle Damage & Third-Party Property Liability
Choose from Comprehensive or Third Party Property Damage to cover the cost of damage your vehicle causes to another person’s property in an accident.
Cargo (Goods in Transit)
Cover
Protects your customers’ parcels against theft, loss or damage – from pick-up to drop-off – to provide you with peace of mind on every delivery.
Personal Accident &
Downtime Cover
If an accident or injury results in either you or your courier vehicle being out of action temporarily, this cover replaces your lost income.
Public & Products
Liability
Public & Products Liability Cover protects you and your courier business if someone is injured or their property is damaged while you’re on the job.
Get Covered in 3 Easy Steps
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How Much Does Courier Insurance Cost?
Courier vehicle insurance costs vary depending on a variety of factors, including the vehicle insured – whether a car, van or motorbike. Additional factors include the state or territory in which you take out insurance, your risk profile and the level of cover required.
P2P Insurance compares policies through trusted Australian insurers so you get the best value coverage.
Peace-of-Mind Protection On Every Delivery
Flexible Cover Solutions
P2P Insurance connects couriers and delivery drivers with tailored insurance solutions that include flexible terms and optional extras, including replacement vehicle cover.
Expert support everytime you need it
If something goes wrong on a delivery, expert support is just a call or a click away. We connect delivery drivers with trusted partners for expert support and claims resolution.
Feel Confident On Every Delivery
Whether you’re delivering packages, parcels or hot meals, courier auto insurance ensures every delivery is protected, giving you confidence so you can focus on the road.
Courier Insurance Australia-wide
Whether you deliver parcels or pasta in Adelaide, Brisbane, Melbourne, Perth, Sydney, or regional Australia, P2P Insurance has you covered with trusted courier insurance solutions.
Get insuranceFrequently asked questions.
Who needs courier insurance?
All couriers and delivery drivers in Australia will benefit from having the right courier business insurance, including contractors, owner-drivers and part-timers.
What benefits does courier insurance offer over comprehensive car insurance?
Courier insurance protects against the gaps that your private comprehensive leaves open with Public & Products Liability and Goods in Transit insurance.
Why do I need courier insurance?
As an independent contractor, you’re not covered by work, health and safety laws, or eligible for workers' comp, and regular auto insurance leaves gaps that put you at risk while on the job.
Can I use personal car insurance as a courier?
No – courier insurance is a must, as it’s a type of commercial motor policy with essential Goods in Transit and Public and Product Liability inclusions.
Will courier insurance cover me during personal trips?
While most insurers allow social and domestic use, it ultimately depends on the policy and whether you’ve chosen the “dual-purpose” option.
Does courier insurance cost more than rideshare cover?
As there are higher liability limits, cargo exposure and more frequent stops with delivery work, courier insurance premiums are generally higher than comparable rideshare policies.
Get in touch with us.
Have questions about coverage, claims, or anything in between? Our experienced staff are just a click or call away-reach out and let us guide you to complete peace of mind.
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