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Uber Eats Insurance
To ensure a safe and secure experience every time you accept payment for an Uber Eats delivery, having the right insurance – Uber Eats insurance – is essential. Whenever you’re on an Uber Eats run, your car, motorbike, or scooter falls under “commercial use”. That means private vehicle insurance won’t cut it, and you need specialised Uber Eats insurance from a trusted broker that connects delivery drivers and couriers with tailored solutions, like P2P Insurance.
Why Food Delivery Businesses Need Uber Eats Insurance
Not only do personal vehicle insurance policies have a "business use exclusion," but the insurance that Uber provides is limited and leaves you to risks – especially in periods while you’re waiting for the next request. Uber Eats insurance protects Uber delivery drivers and couriers by addressing the gaps left by personal vehicle insurance policies relating to “hire and reward” work, and by ensuring you’re covered against the unique risks that you face on the job. From hazards caused by tight delivery deadlines and frequent stops to accidents and injuries and even thefts while on the job, tailored Uber Eats insurance ensures you’re covered.
Why Uber Eats Drivers Need Rideshare Insurance
As point-to-point insurance specialists, P2P Insurance connects Uber drivers and riders with specialised Uber Eats business insurance policies that provide peace of mind. Delivering for platforms like Uber Eats places unique insurance demands on couriers, but ensuring you’re covered doesn’t need to be a source of stress when tailored solutions are available. P2P insurance provides Uber Eats car and motorcycle insurance solutions by connecting you with insurers offering vehicle damage and third-party property liability, public and products liability inclusions, and personal accident and downtime cover designed for Uber Eats couriers.
While you may have personal vehicle insurance, don’t assume that “comprehensive” means you’re covered for anything that can happen on an Uber Eats run – the moment you accept payment, the hire and reward exclusion on your personal insurance policy takes effect and any claims you make while on a delivery will likely be rejected. Enjoy peace of mind – so you can keep your focus – on every run with a tailored Uber Eats driver insurance policy from P2P insurance.
Comprehensive & Third Party Insurance
Comprehensive and third-party insurance are essential insurance policies that all drivers and riders on Australian roads must have.
Hire &
Reward Insurance
Hire and reward insurance ensures you’re not exposed to risks by the gaps that personal auto insurance can leave for Uber Eats couriers.
Personal Accident &
Downtime Cover
Don’t risk losing income if an on-the-job accident or injury results in either you or your vehicle being temporarily out of action.
Public & Products
Liability
The Public & Products Liability inclusion is vital for Uber Eats couriers and covers you if someone is injured or property is damaged while you’re on a run.
Get Uber Eats Insurance in 3 Easy Steps
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How Much Does Uber Eats Insurance Cost?
The amount you’ll pay in Uber Eats insurance premiums depends on a variety of factors. These include your vehicle (car, motorbike or scooter), your location and, of course, your insurance history. If you’ve ever used a comparison site or looked online, you’ll know that insurance premiums can vary significantly – that’s why getting a personalised quote from a broker that works with multiple insurance providers is so advantageous.
P2P Insurance compares policies through trusted Australian insurers so you get the best value coverage and peace of mind.
Protection On EveryUber Eats Delivery
Flexible Insurance Solutions
P2P Insurance connects Uber Eats couriers with insurance solutions tailored to your needs, including fixed-term and pay-as-you-go hire and reward cover options.
Expert support when you need it
If something goes wrong, you'll get the support you need. P2P Insurance works with trusted partners that provide expert support and fast claims resolution.
Peace of Mind on Every Run
Whether you’re behind the wheel of a car in the suburbs or a scooter in the city, specialised Uber Eats insurance cover provides drivers and riders with peace of mind.
Uber Eats Insurance Australia Wide
Whether you do Uber Eats runs in Sydney, Melbourne, Brisbane, Adelaide, Perth, or regional Australia, P2P Insurance has you covered with tailored insurance.
Get insuranceFrequently asked questions.
Who needs Uber Eats insurance?
Anyone who uses a motor vehicle – a car, motorcycle or scooter – to deliver Uber Eats requires food delivery insurance. Your personal vehicle insurance won’t cover you on a run.
Are motorbikes and scooters covered?
Yes – all motor vehicles used for food deliveries can be covered. Uber Eats insurance premiums for motorbikes and scooters are also generally lower than for cars and vans.
Why do I need Uber Eats car insurance?
As an Uber Eats courier, you’re not covered by workers' compensation laws, and there are gaps between the basic cover Uber provides and your personal auto insurance that leave you exposed to risks on the job. Essentially, as your vehicle isn’t adequately covered when used for Uber Eats deliveries, a suitable insurance policy protects you from liability and financial loss.
Can I use personal car or motorbike insurance on Uber Eats runs?
No. As your vehicle is being used for commercial purposes when you accept payment for an Uber Eats delivery, your personal car insurance doesn’t cover you on the job.
Isn’t the insurance Uber Eats provides enough?
No – while Uber Eats supplies couriers with limited “contingent” cover, this only covers you while an order is live. That means there are times when you’re not covered, making insurance for Uber Eats drivers and riders essential to plug the gaps that Uber’s insurance and your personal vehicle insurance leave.
What’s ‘hire and reward’ insurance, and is it compulsory for Uber deliveries?
Hire and reward (H&R) coverage is a form of commercial vehicle insurance that protects you when using your car for food delivery for Uber Eats or another platform, like DoorDash or Menulog. As you must maintain protection for third-party liability while working commercially, you need a policy that includes hire and reward.
Get in touch with us.
Have questions about coverage, claims, or anything in between? Our experienced staff are just a click or call away-reach out and let us guide you to complete peace of mind.
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